If you’re a business owner looking for a no-fuss credit card offering great rewards on all your purchases, the Chase Ink Business Unlimited® Credit Card might be perfect. This card is designed to help you earn cashback on every purchase without worrying about spending categories or limits. In this review, we’ll cover everything you need about the Chase Ink Business Unlimited® Credit Card, including its features, benefits, pros, cons, and whether you should apply.
The Chase Ink Business Unlimited® Credit Card is a business credit card that offers a flat-rate cashback on all purchases. This means you earn the same cashback rate no matter what you buy, making it a simple and effective way to earn rewards. It’s part of Chase’s Ink Business credit card lineup, known for providing excellent value to small business owners.
Flat-Rate Cashback: Earn 1.5% cashback on all purchases, making it simple to maximize rewards.
Zero Annual Fee: Enjoy all the benefits and rewards without any additional cost each year.
Generous Welcome Offer: Earn $750 bonus cashback after you spend $6,000 on purchases in the first 3 months after opening your account.
Flexible Rewards Redemption: You can redeem your cashback in various ways, including statement credits, direct deposits, gift cards, and travel.
Purchase Protection and Extended Warranty: Protect your purchases and extend warranties on eligible items.
No Extra Cost for Employee Cards.
No Bonus Categories: The flat-rate cashback doesn’t offer higher earning rates in specific categories like other business credit cards.
Spending Requirement for Welcome Offer: Some small businesses may have a high initial spending requirement to earn the welcome bonus.
Limited Travel Benefits: Chase Ink Business Unlimited® Credit Card doesn’t offer extensive travel benefits.
Flat-Rate Cashback on All Purchases
One of the main attractions of the Chase Ink Business Unlimited® Credit Card is its simple rewards structure. You earn 1.5% cashback on every purchase, with no categories or spending limits to worry about. This makes understanding and maximizing your rewards easy, no matter what you’re buying.
No Annual Fee
Another significant benefit of the Chase Ink Business Unlimited® Credit Card is its no annual fee. This means you can enjoy all the card’s rewards and benefits without paying an additional cost each year. This makes it a cost-effective option for small businesses looking to save money.
Generous Welcome Offer
Earn $750 bonus cashback after you spend $6,000 on purchases in the first 3 months after opening your account. This bonus can provide a great start to your cashback-earning journey and help you save on future expenses.
Flexible Rewards Redemption
Cashback earned with the Chase Ink Business Unlimited® Credit Card can be redeemed in various ways, giving you flexibility in using your rewards. Options include:
Purchase Protection and Extended Warranty
The Chase Ink Business Unlimited® Credit Card offers valuable purchase protection and extended warranty benefits:
Employee Cards
You can issue additional cards to your employees at no extra cost. This allows them to make business purchases while helping you earn more cashback. You can also set spending limits on these cards to control expenses and ensure your budget is managed effectively.
The Chase Ink Business Unlimited® Credit Card is a strong contender for business owners looking for a simple, no-fuss way to earn cashback on all their purchases. However, whether it’s the right card for your business depends on your needs and spending habits.
The Chase Ink Business Unlimited® Credit Card is an excellent choice for business owners who want a straightforward way to earn cashback on all their purchases. With its flat-rate cashback, no annual fee, generous welcome offer, and flexible redemption options, this card can be a powerful tool for managing your business finances.
Consider your business’s spending patterns, rewards preferences, and expense management needs to determine if the Chase Ink Business Unlimited® Credit Card fits you. With the right strategy, this card can help you earn rewards, save on expenses, and enjoy valuable protections that support your business’s growth and success in 2024 and beyond.
Editorial Disclosure
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as StartupWise.com. This compensation may impact how and where links appear on this site. This site does not include all offers available.
Editorial Disclosure
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Copyright © 2024 StartupWise Inc.
StartupWise is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to Chase benefits and offers. Enrollment may be required for select Chase benefits and offers. Visit chase.com to learn more.
We earn a commission from partner links on StartupWise. Commissions do not affect our opinions or evaluations.
