Advertiser Disclosure

Chase United℠ Business Card

If you’re a business owner who frequently flies with United Airlines, the Chase United℠ Business Card could be a great addition to your wallet. This card is designed to help you earn miles on your business expenses and enjoy valuable travel benefits. In this review, we’ll cover everything you need about the Chase United℠ Business Card, including its features, benefits, pros, cons, and whether you should apply.

What is the Chase United℠ Business Card?

The Chase United℠ Business Card is a business credit card offering rewards and benefits for United Airlines travelers. It helps you earn United MileagePlus miles on your everyday business purchases, which you can use for flights, upgrades, and other travel-related expenses. This card is ideal for business owners who frequently travel with United Airlines and want to maximize their rewards.

Welcome Bonus

Earn 75,000 bonus miles

APR

21.99% – 28.99% variable APR

Annual Fee

$0 intro annual fee for the first year, then $99

Pros and Cons of the Chase United℠ Business Card

Pros

Generous Welcome Offer: Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

High Earning Rates: Accumulate miles quickly on business-related purchases in key categories.

Valuable United Travel Benefits: Enjoy free checked bags, priority boarding, and United Club® passes.

Travel and Purchase Protections: Benefit from travel insurance, purchase protection, and extended warranty coverage.

United Club® Access: Over a $100 value. Relax comfortably while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi, and more.

No Foreign Transaction Fees: Avoid extra charges on purchases made outside the U.S.

Free Annual Free for the 1st Year: $0 intro annual fee for the first year, then $99.

No Additional Cost for Employee Cards.

Cons

Limited to United Airlines: The travel benefits are primarily valuable for those who frequently fly with United Airlines. You might get less value from other airlines from this card if you prefer other airlines.

Spending Requirement for Welcome Offer: Some small businesses may have a high initial spending requirement to earn the welcome bonus.

Benefits of the Chase United℠ Business Card

  • Generous Welcome Offer

    One of the main attractions of the Chase United℠ Business Card is its generous welcome offer. Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. This welcome bonus can give you a great head start on earning miles for your next trip.

  • High Earning Rates on Business Categories

    The card offers impressive earning rates on purchases in key business categories, such as:

    • Dining: Earn 2 miles per dollar spent at restaurants, including eligible delivery services.
    • Gas Stations: Earn 2 miles per dollar spent on purchases at gas stations.
    • Office Supply Stores: Earn 2 miles per dollar spent at office supply stores.
    • All Other Purchases: Earn 1 mile per dollar spent on all other purchases.
    • United Flights and Purchases: Earn 7 miles per dollar spent on United flights. Earn 5 miles per dollar spent on fares from Unites as a MileagePlus member, and Earn 2 miles per dollar spent on tickets purchased from United Airlines.

    These earning rates can help you rack up miles quickly, especially if your business has significant expenses in these categories.

  • United Travel Benefits

    The Chase United℠ Business Card offers several valuable travel benefits for United Airlines travelers:

    • Free Checked Bags: savings of up to $160 per roundtrip (terms apply), 2 United Club® one-time passes per year, and priority boarding privileges.
    • Priority Boarding: Enjoy priority boarding on United flights, allowing you to settle in your seat and find overhead bin space more efficiently.
    • United Club® Passes: Receive two one-time United Club® passes each year, providing access to United’s airport lounges to relax before your flight.
    • Travel Credits: $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
  • Travel and Purchase Protections

    The Chase United℠ Business Card provides a range of travel and purchase protections, including:

    • Travel Insurance: Coverage for trip cancellations, interruptions, and delays, as well as baggage delay insurance.
    • Auto Rental Collision Damage Waiver: Use your card to pay for your car rental, and you can decline the rental company’s collision insurance and be covered for theft and collision damage.
    • Purchase Protection: This policy covers your new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
    • Extended Warranty: Extends the U.S. manufacturer’s warranty period by an additional year on eligible warranties of three years or less.
  • No Foreign Transaction Fees

    The Chase United℠ Business Card offers a significant advantage: no foreign transaction fees for businesses that conduct international transactions or travel frequently. This means you won’t be charged extra fees when purchasing abroad, helping you save on international expenses.

Is the Chase United℠ Business Card Right for Your Business?

The Chase United℠ Business Card is a strong contender for business owners who frequently travel with United Airlines and want to earn valuable rewards. However, whether it’s the right card for your business depends on your needs and spending habits.

Consider the Chase United℠ Business Card if:
  • You Frequently Fly with United Airlines: The card’s travel benefits, such as free checked bags and priority boarding, are particularly valuable for United travelers.
  • You Spend a Lot in Key Business Categories: If your business has significant expenses in categories like dining, gas stations, and office supplies, you can earn miles quickly.
  • You Value Travel and Purchase Protections: The card’s travel insurance, purchase protection, and extended warranty benefits can provide peace of mind.
  • You Don’t Want Foreign Transaction Fees: Avoid extra charges on purchases made outside the U.S.
Look for Other Options if:
  • You Prefer Other Airlines: If you don’t frequently fly with United Airlines, you might not get as much value from this card’s travel benefits.
  • You Want a No-Fee Card: If you’re uncomfortable paying an annual fee, you might want to consider a card with no annual fee, although it may offer fewer benefits.
  • Your Spending Doesn’t Align with the Card’s Categories: If your spending doesn’t fall into the high-earning categories, you might not get as much value from the card.

Final Thoughts

The Chase United℠ Business Card is an excellent choice for business owners who frequently travel with United Airlines and want to maximize their rewards. With its generous welcome offer, high earning rates on business categories, valuable United travel benefits, and no foreign transaction fees, this card can be a powerful tool for managing your business expenses and enjoying your travels.

Consider your business’s spending patterns, travel preferences, and expense management needs to determine if the Chase UnitedSM Business Card fits you. With the right strategy, this card can help you earn miles, save on travel expenses, and enjoy premium services that support your business’s growth and success in 2024 and beyond.

chase-sm-united

Chase United℠ Business Card

Editorial Disclosure

Opinions  expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Submit Your Email to Download Freebies