Advertiser Disclosure

World of Hyatt Business Credit Card

If you’re a business owner who frequently stays at Hyatt hotels and wants to earn valuable travel rewards, the World of Hyatt Business Credit Card might be the perfect fit. This card offers excellent rewards on your business expenses, valuable hotel perks, and a range of other benefits. This review covers everything you need about the World of Hyatt Business Credit Card, including its features, benefits, pros, cons, and whether you should apply.

What is the World of Hyatt Business Credit Card?

The World of Hyatt Business Credit Card is a business credit card designed specifically for travelers who prefer to stay at Hyatt hotels. It helps you earn World of Hyatt points on your everyday business purchases, which you can use for free nights, upgrades, and other travel-related expenses. This card is ideal for business owners who frequently travel and want to maximize their rewards with Hyatt hotels.

Hyatt-business

Welcome Bonus

Earn 60,000 Bonus Points

APR

21.49%–28.49% variable APR

Annual Fee

$199

Learn More >

Pros and Cons of the World of Hyatt Business Credit Card

Pros

Generous Welcome Offer: Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.

High Earning Rates: Accumulate points quickly on business-related purchases in key categories.

Valuable Hyatt Hotel Benefits: Enjoy free nights, room upgrades, and elite status.

Anniversary Free Night: Receive a free night certificate each year on your card member anniversary.

Travel and Purchase Protections: Benefit from travel insurance, purchase protection, and extended warranty coverage.

No Foreign Transaction Fees: Avoid extra charges on purchases made outside the U.S.

Cons

Annual Fee: The annual fee is $199. However, the benefits and rewards can often outweigh this cost.

Limited to Hyatt Hotels: The hotel benefits are primarily valuable for those who frequently stay at Hyatt properties. If you prefer other hotel chains, you might get less value from this card.

Spending Requirement for Welcome Offer: Some small businesses may have a high initial spending requirement to earn the welcome bonus.

Benefits of the World of Hyatt Business Credit Card

  • Generous Welcome Offer

    One of the main attractions of the World of Hyatt Business Credit Card is its generous welcome offer. Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. This welcome bonus can give you a great head start on earning points for your next trip.

  • High Earning Rates on Business Categories

    The card offers impressive earning rates on purchases in crucial business categories, such as:

    • Hyatt Purchases: Earn up to 9 points per dollar spent on purchases made directly with Hyatt hotels—4 Bonus Points per $1 on qualified purchases at Hyatt hotels and up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
    • Travel: Earn 2 points per dollar spent on travel purchases, including airfare purchased directly from airlines and car rentals.
    • Dining: Earn 2 points per dollar spent at restaurants, including eligible delivery services.
    • Fitness Club and Gym Memberships: Earn 2 points per dollar spent on fitness club and gym memberships.
    • All Other Purchases: Earn 1 point per dollar spent on all other purchases.

    These earning rates can help you rack up points quickly, especially if your business has significant expenses in these categories.

  • Hyatt Hotel Benefits

    The World of Hyatt Business Credit Card offers several valuable hotel benefits for Hyatt travelers:

    • Free Nights: Use your points to book free nights at Hyatt hotels with no blackout dates.
    • Room Upgrades: Enjoy complimentary room upgrades when available.
    • Elite Status: Receive automatic Discoverist status with World of Hyatt, which includes benefits like priority check-in, late checkout, and bonus points on stays.

  • Anniversary Free Night

    One of the standout features of the World of Hyatt Business Credit Card is the annual free night certificate. Each year, on your cardmember anniversary, you’ll receive a certificate that can be used for a free night at eligible Hyatt hotels. This benefit alone can offset the cost of the card’s annual fee.

  • Travel and Purchase Protections

    The World of Hyatt Business Credit Card provides a range of travel and purchase protections, including:

    • Travel Insurance: Coverage for trip cancellations, interruptions, and delays, as well as baggage delay insurance.
    • Auto Rental Collision Damage Waiver: Use your card to pay for your car rental, and you can decline the rental company’s collision insurance and be covered for theft and collision damage.
    • Purchase Protection: This policy covers your new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
    • Extended Warranty: Extends the U.S. manufacturer’s warranty period by an additional year on eligible warranties of three years or less.

  • No Foreign Transaction Fees

    The World of Hyatt Business Credit Card offers a significant advantage: no foreign transaction fees for businesses that conduct international transactions or travel frequently. This means you won’t be charged extra fees when purchasing abroad, helping you save on international expenses.

Hyatt-business

Is the World of Hyatt Business Credit Card Right for Your Business?

The World of Hyatt Business Credit Card is a strong contender for business owners who frequently stay at Hyatt hotels and want to earn valuable rewards. However, whether it’s the right card for your business depends on your needs and spending habits.

Consider the World of Hyatt Business Credit Card if:
  • You Frequently Stay at Hyatt Hotels: The card’s hotel benefits, such as free nights and room upgrades, are precious for Hyatt travelers.
  • You Spend a Lot in Key Business Categories: If your business has significant expenses in categories like travel, dining, and fitness memberships, you can earn points quickly.
  • You Value an Annual Free Night: The annual free night certificate can offset the cost of the card’s annual fee and provide significant value.
  • You Value Travel and Purchase Protections: The card’s travel insurance, purchase protection, and extended warranty benefits can provide peace of mind.
  • You Don’t Want Foreign Transaction Fees: Avoid extra charges on purchases made outside the U.S.
Look for Other Options if:
  • You Prefer Other Hotel Chains: If you don’t frequently stay at Hyatt properties, you might not get as much value from this card’s hotel benefits.
  • You Want a No-Fee Card: If you’re uncomfortable paying an annual fee, you might want to consider a card with no annual fee, although it may offer fewer benefits.
  • Your Spending Doesn’t Align with the Card’s Categories: If your spending doesn’t fall into the high-earning categories, you might not get as much value from the card.

Final Thoughts

The World of Hyatt Business Credit Card is an excellent choice for business owners who frequently stay at Hyatt hotels and want to maximize their rewards. With its generous welcome offer, high earning rates on business categories, valuable Hyatt hotel benefits, annual free night, and no foreign transaction fees, this card can be a powerful tool for managing business expenses and enjoying travel.

Consider your business’s spending patterns, travel preferences, and expense management needs to determine if the World of Hyatt Business Credit Card fits you. With the right strategy, this card can help you earn points, save on travel expenses, and enjoy premium services that support your business’s growth and success in 2024 and beyond.

Hyatt-business

World of Hyatt Business Credit Card

Learn More >

Editorial Disclosure

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as StartupWise.com. This compensation may impact how and where links appear on this site. This site does not include all offers available.

Editorial Disclosure

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Youtube Tiktok Instagram

SUBSCRIBE TO THE NEWSLETTER!

Stay up-to-date with our latest insights to help grow your business.

Copyright © 2024 StartupWise Inc.

Submit Your Email to Download Freebies