Advertiser Disclosure We earn a commission from partner links on StartupWise. Commissions do not affect our opinions or evaluations.

Best Business Credit Cards of June 2024 – Top Picks for Travel, Cashback, and More

Share:

Table of Contents

Choosing the right business credit card can be a game-changer for your business. The right card can help you earn rewards, manage expenses, and provide valuable perks that can save you money and time. This blog will cover the best business credit cards of June 2024, highlighting their rewards, annual fees, and benefits. Whether you’re looking for travel perks, cashback, or flexible earnings, there’s a card that suits your needs.

Best Card for Travel Perks: American Express Business Platinum Card

The American Express Business Platinum Card is known for its exceptional travel benefits. This card is perfect for business owners who travel frequently and want to enjoy luxury perks along the way.

Bonus

  • Earn 150,000 Membership Rewards points. After you spend $20,000 on eligible purchases with your Card within the first 3 months of Card Membership.

Rewards

  • 5x points on flights and prepaid hotels booked through Amex Travel.
  • 1.5x points on eligible purchases in select business categories and purchases of $5,000 or more (up to 1 million additional points per year).
  • 1x point on other purchases.

Annual Fee

  • $695 per year.

Benefits

  • Airport Lounge Access: Enjoy access to the American Express Global Lounge Collection, including Centurion Lounges.
  • Hotel Benefits: Get elite status and benefits at Marriott Bonvoy and Hilton Honors properties.
  • Travel Credits: Receive up to $200 in statement credits for airline fees.
  • No Foreign Transaction Fees: Save money when you travel internationally.

 

Best Card for Businesses with High Spending: Capital One Venture X Business

The Capital One Venture X Business is ideal for businesses with high spending. It offers generous rewards and benefits that can help offset the cost of running a business.

Bonus

  • Earn 150,000 bonus miles. After you spend $30,000 in the first 3 months from the account.

Rewards

  • 2x miles on every purchase.
  • 10x miles on hotels and rental cars booked through Capital One Travel.
  • 5x miles on flights booked through Capital One Travel.

Annual Fee

  • $395 per year.

Benefits

  • Travel Credits: Receive up to $300 in statement credits for travel bookings through Capital One Travel.
  • Global Entry/TSA PreCheck Credit: Get reimbursed for application fees.
  • Airport Lounge Access: Enjoy unlimited access to Capital One Lounges and Priority Pass lounges.
  • Anniversary Bonus: Earn 10,000 bonus miles every year after your account anniversary.

 

Best Card for Unlimited Cashback: Capital One® Spark® Cash Plus

The Capital One® Spark® Cash Plus card is perfect for businesses looking for straightforward, unlimited cashback on all their purchases.

Bonus

  • Earn $1,200 cash back. After you spend $30,000 in the first 3 months from account opening.

Rewards

  • 2% cash back on every purchase, with no limits.
  • 5% cashback on hotel and rental car bookings through Capital One Travel.

Annual Fee

  • $150 per year.

Benefits

  • No Foreign Transaction Fees: Save money when making purchases abroad.
  • Year-End Summaries: Simplify your accounting with detailed year-end summaries.
  • Free Employee Cards: Get additional cards for your employees at no extra cost and earn rewards for their spending.

 

Best Card for Flexible Earnings: American Express Business Gold Card

The American Express Business Gold Card is designed for business owners who want flexibility in earning rewards. It automatically adapts to reward you more in the categories you spend the most.

Bonus

  • Earn 70,000 Rewards points. After you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

Rewards

  • 4x points on the two categories where your business spends the most monthly (up to $150,000 in combined yearly purchases).
  • 3x points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card. 
  • 1x point on other purchases.

Annual Fee

  • $295 per year.

Benefits

  • Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked through Amex Travel.
  • Unlock up to $395 in Business Value: $240 Flexible Business credit for FedEx, GrubHub, and Office Supply Stores. $155 Walmart +Credit Monthly Membership 
  • Expense Management Tools: Access tools to help you manage expenses and track spending.
  • No Foreign Transaction Fees: Enjoy savings on international purchases.

 

Best Card for Freelancers or Office Supplies: Chase Ink Business Unlimited Credit Card

The Chase Ink Business Unlimited Credit Card is an excellent choice for freelancers and businesses that frequently purchase office supplies. It offers unlimited cashback with no annual fee.

Bonus 

  • Earn $750 Bonus Cash Back. After you spend $6,000 on purchases in the first 3 months from account opening. 

Rewards

  • 1.5% cash back on every purchase.

Annual Fee

  • $0 per year.

Benefits

  • Purchase Protection: Covers new purchases for 120 days against damage or theft (up to $10,000 per claim and $50,000 per account).
  • Extended Warranty Protection: Extends the U.S. manufacturer’s warranty period by an additional year on eligible warranties of three years or less.
  • Free Employee Cards: Issue cards to your employees at no extra cost.

 

Best Card for Everyday Spending: Capital One Spark Miles for Business

The Capital One Spark Miles for Business card is excellent for everyday spending and earning travel rewards. It offers a simple rewards structure and valuable travel benefits.

Bonus

  • Earn 50,000 Bonus Miles. After you spend $4,500 in the first 3 months.

Rewards

  • 2x miles on every purchase.
  • 5x miles on hotels and rental cars booked through Capital One Travel.

Annual Fee

  • $95 per year (waived for the first year).

Benefits

  • Global Entry/TSA PreCheck Credit: Receive reimbursement for application fees.
  • No Foreign Transaction Fees: Save on purchases made abroad.
  • Travel Assistance Services: Access travel and emergency assistance services when needed.

 

Comparison of Best Business Credit Cards

Comparison best business credit cards

Check out our top recommendations for the perfect card for your business needs.

If you’re unsure where to start, you can take our CardMatch survey to get personalized credit card offers based on your business profile.

 

Conclusion

Choosing the best business credit card depends on your needs and spending habits. The American Express Business Platinum Card offers unparalleled travel perks if you travel frequently. The Capital One Venture X Business provides substantial rewards and benefits for businesses with high spending. The Capital One® Spark® Cash Plus is perfect for those seeking unlimited cashback. At the same time, the American Express Business Gold Card offers flexible earnings based on your spending categories. Freelancers and those buying many office supplies will benefit from the Chase Ink Business Unlimited Credit Card, and the Capital One Spark Miles for Business is great for everyday spending and travel rewards. 

Evaluate your business needs and spending patterns to select the card that will provide the most value. With the right business credit card, you can earn rewards, manage expenses more effectively, and enjoy valuable benefits that support your business growth.

Related Articles

Submit Your Email to Download Freebies